UniCredit Consumer Financing identification data
UniCredit Consumer Financing IFN S.A., having its registered office in Bucharest, 1F Expozitiei Boulevard, sector 1, et. 6, postal code 012101, registered with the Trade Register Office under no. J40/13865/14.08.2008 registered in the General Registry of the National Bank of Romania under the no. RG-PJR-41-110247/24.10.2008, the Special Registry under the no. RS-PJR-41- 110065/09.02.2010 and the Registry of the payment institutions under no. IP-RO-0009/02.03.2015, tax code 24332910, subscribed and paid up share capital amounting to 103.269.200 Lei, website www.ucfin.ro, having the following object of activity:
The Company’s main scope of business is “Other crediting activities” - CAEN Code 6492, consisting in granting of consumer credits.
5.3 The Company’s secondary scope of business is represented by the following activities performed only in connection to the main scope of business:
1. Crediting activities:
- CAEN Code 6492: Other crediting activities: the following payment services provided by Art. 7 alin.1 as per Law no. 209/2019 regarding the payment services and amending other normative acts:
- services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account;
- execution of payment transactions where the funds are covered by a credit line: execution of credit transfers, including standing orders and payment transactions through a payment card or a similar device;
- issuing of credit cards.
- CAEN Code 6492 - Other crediting activities: micro-credits, forfeiting operations, discounting, financing of commercial transactions, real estate credits (without mortgage credits);
- CAEN Code 6499 - Other financial intermediation n.e.c: factoring and issuance of guarantees and undertaking of commitments, including credit guaranteeing.
- CAEN Code 6492 - Other crediting activities:services of issuance and administration of credit cards for clients, under the credit consumer activities, as well as activities related to the processing of the transactions with the credit cards, other than those falling under the provisions of Law no. 209/2019 regarding the payment services and amending other normative acts.
2. Auxiliary activities:
- CAEN Code 6810 – Buying and selling of own real estate: purchase and sale of own real estates only for own necessities of performance of the main crediting activity;
- CAEN Code 6820 – Lease and sublease of own or rented real estates: the sublease to third parties of the spaces rented from third parties will be made only occasionally, in the situation of the existence of surplus of spaces, in view of the efficient administration of the rented assets necessary for the activity performance;
- CAEN Code 6311 – Data processing, hosting of web pages and related activities: data processing and connected activities consisting in: acting as operator of the National Registry of Movable Publicity in connection to the registration activity of the guarantee advices in the registry, as well as the data processing afferent to these activities and of other data afferent to the activities connected to the crediting activity, the administration of web pages and connected activities;
- CAEN Code 6619 – Other activities auxiliary to financial services, except insurance and pension funding: activities auxiliary to the financial intermediations, except for the insurance and pension fund activities, consisting in consultancy services related to the performance of the crediting activity;
- CAEN Code 8220 – Activities of call centers: activities of the telephonic intermediation centres (call centre) (call centre directed to the interior – the operators take over the calls of the clients of the non-banking financial institution, providing information on the products, as well as solutions to the clients’ requests or the take-over of their complaints);
- CAEN Code 6622 – Activities of the insurance agents and brokers: activities as an insurance agent.
3. Mandate operations in the relation with other non-banking financial institutions and/or credit institutions connected to the crediting activity performed by them:
- CAEN Code 6492 – Other crediting activities: take-over of documents from clients, product marketing, presentation of products;
marketing-ul produselor, prezentare produse;
- CAEN Code 6492 – Other crediting activities: negotiation in view to conclude consumer credit contracts;
- CAEN Code 6492 – Other crediting activities: administration of credit cards, as well as activities connected to activities related to the processing of the transactions with the latter on account of other non-banking financial institutions or credit institutions;
- Cod CAEN 6492 – Other crediting activities: recovery/collection of credit instalments, administration and activities related to the processing of the transactions with the credit cards under the consumer credit activities;
- Cod CAEN 6619 - Other activities auxiliary to financial services, except insurance and pension funding: other activities of financial intermediations, excluding insurance and pension fund activities, consisting in:
- consultancy services related to the crediting activity;
- valuation of technical-economical documents and feasibility studies submitted by the customers in order to conclude the credit contracts.
NBR Authorisations / Registration documents: