ShopSmart is a program you can activate within the Mobile Banking application from UniCredit Bank. In ShopSmart you find offers from partners, which, if you activate, you can accumulate cashback or loyalty points in your account at each purchase, or purchase vouchers and gifts.

You can activate the ShopSmart program directly in the Mobile Banking app. Look for it in the "Offers" section, accept the terms and conditions and the GDPR, and enjoy the offers of our partners.

To enjoy the offers of the ShopSmart program, activate those you are interested in or access the link mentioned in the offer, pay using the card at the physical locations of the chosen trader or online on its website (on which you were redirected) and receive the money or points at the end of the following month.

ShopSmart is a free program that you can activate directly from the Mobile Banking app if you have a paired card.

ShopSmart is a service intended exclusively for UniCredit customers.

Yes, the number of offers that you can activate is unlimited. You can activate all offers.

An offer can be used immediately after its activation. The offer can be activated right in the store before making the payment.

Nothing. Activating an offer does not represent an obligation to be used. Using it or not using it after activation is your decision.

You have all the necessary information in the details section of each offer.

The Cashback is paid to your account, in aggregate, for all individual transactions made (if you made payment with a card issued by UniCredit Bank) by the end of the month following that in which the transactions were made. You can see in the application, a few days after the transaction has been settled, the value of the cashback to be received for each individual transaction carried out under the terms of the offers that have been activated or the links accessed for the offers for which it is requested.

In the case of cashback granted in the form of points, for credit card transactions issued by UniCredit Consumer Financing, 1 point equals 1 RON.

The redemption and use of the money-accumulated points, corresponding to the offers used, is carried out at the request of the participants in accordance with the provisions of the Loyalty Program Regulation, available on www.ucfin.ro.

The Cashback is paid into the account associated with the card with which the transaction was made (and in the case of the Menu Card, in the account in Lei opened at UniCredit).

Yes, you can use the program with physical debit card, virtual debit card (Visa Clasic and Visa Gold), credit card, or Menu Cards issued by UniCredit Bank or with credit cards issued by UniCredit Consumer Financing. In the case of credit cards issued by UniCredit Consumer Financing, the cashback is granted in loyalty points that you can convert into money at your request. For complete details on the eligibility criteria for enrollment in the program, see the terms and conditions here.

These are offers that can only be used by accessing the link mentioned in the offer leading to the purchase. They are easily recognizable by being mentioned “by accessing the link” next to the percentage of cashback.

Caution! The purchase must not be deferred after accessing the link so that the connection between the cashback program and the online store is not lost. If the link is lost, the cashback will not be able to be credited to your account. In order to register your purchase, cookies must be enabled on your Internet browser (not blocked by ad blockers) and you do must not close the browser between clicking on the offer and making the purchase.