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Value dates applicable to payments

(domestic and cross-border)

Please find below the value dates or, otherwise said, the settlement terms (standard and minimum) that UniCredit Bank uses to process payments instructed on paper or electronically.


I.             Interbank payments

Payment currency Standard value date 1* Minimum value date (urgent payment) 1*
RON T+0 n/a
EUR T+1 T+0
Electronic order2*; Beneficiary bank within EU and EEA3*
T+2 T+0
Paper based order; Beneficiary bank within EU and SEE3*
T+2 T+0
Electronic1*/ paper based order; Beneficiary bank outside EU and EEA
BGN T+2 T+0
CHF T+2 T+0
GBP T+2 T+0
HUF T+2 T+0
PLN T+2 T+0
RUB T+2 T+0
TRY T+2 T+0
USD T+2 T+0
CAD T+2 T+1
CZK T+2 T+1
DKK T+2 T+1
NOK T+2 T+1
SEK T+2 T+1
ZAR T+2 T+1
AUD T+2 n/a
JPY T+3 n/a
CNY T+3 n/a


  1. “T” represents the banking day when the payment processing occurs.
  2. A payment instruction sent via Online Banking / BusinessNet is part of the electronic order category.
  3. Countries in the EU and EEA (European Economic Area) are: Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg , Malta, Norway, Poland, Portugal, United Kingdom, Czech Republic, Romania, Slovakia, Slovenia, Spain, Sweden, the Netherlands, Hungary.


II.          Interbank payments

Intrabank transfers (to another account at UniCredit Bank) are executed with same day (T+0) value date.

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NOTES:

  • Applicable value dates (interbank settlement terms) should be considered in the context of the specific Cut-off-times.
  • The bank cannot guarantee the value date applied by the beneficiary bank for credit to the beneficiary’s acccount.
  • Payments between certain UniCredit Group banks (flash payments) receive, in specific conditions, preferential value dates (T+1).

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For further information, please contact our Customer Support team:


Phone: +4 021 200 20 20

Online Banking

BusinessNet

(Monday - Sunday, 24/7)


E-mail
infocenter@unicredit.ro

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