Get your current account in Lei
and enjoy the benefits of life insurance attached to it!
Genius Protect CashBack
Your financial security is important. As well as the safety of loved ones.
Make sure that you have a current account in Lei with UniCredit Bank with a debit card attached and you benefit from protection through Genius Protect, the life insurance from Allianz-Tiriac attached to the current account.
In addition, if you activate the new Genius Protect package until June 30, 2025, we offer cashback for up to 10 months for the insurance premium paid for the policy, which is added to the 2 months of free product.
You can benefit from up to 12 months of free insurance premium as follows:
Free period
Up to 2 months, through the characteristics of the product, granted to all customers who contract Genius Protect insurance.
+
Cashback
Up to 10 consecutive months, for customers who meet the eligibility conditions of the updated Campaign Regulation*, starting on April 1, 2025.
*Note! The period in which the eligibility condition must be fulfilled regarding the collection of a minimum of 1.500 lei per month, in the current account in lei, is made up of 10 consecutive months, starting with the third month after contracting the policy. If within the 10 consecutive months, the eligibility condition is not met in one month, starting with the month following the month in which the eligibility condition was not met, you are no longer eligible to collect cashback in this campaign.
Genius Protect, the life insurance offered by Allianz-Tiriac Insurance to UniCredit Bank clients who have a current account in Lei, offers you and your family security in the unfortunate event of an accident, resulting in surgical intervention or first-degree disability, or in in case of death, as a result of an accident or an illness.
Please find more details about Genius Protect here or in any UniCredit Bank branch.
What conditions do you have to meet to enter the campaign?**
For the first 6 months from policy activation (2 months free through product features + 4 months cashback).
- You are an adult and you are 18 years old on the date of opening the current account in lei
- You have or will open between 01.04.2025 - 30.06.2025 a current account in Lei at UniCredit Bank, which must be active at the time of the cashback payment (account to which the Genius Protect policy will be attached)
- You have an active debit card during the period of fulfillment of the eligibility conditions for the cash-back payment, attached to the current account in Lei
- You do not have a Genius Protect insurance policy at the start of the campaign (you can have only one Genius Protect insurance regardless of the number of lei accounts opened at UniCredit Bank)
- Between 01.04.2025 – 30.06.2025, request, activate the Genius Protect insurance policy and pay the related insurance premium
- You have receipts of at least 1,500 lei per month during the campaign period, in the current account in lei, starting with the third month from the date of activation of the policy
For the next 6 months (starting with the 7th month from policy activation) the client will be able to benefit from cashback for another 6 months, if, in addition to the above conditions, they also make 3 payments with the debit card in each month in which we track eligibility.
**Eligibility conditions are cumulative
Genius Protect Cashback 2025 campaign takes place between 01.04.2025 – 30.06.2025.
You can consult the campaign regulations here or on request in any UniCredit Bank branch.
