My Cashback ShopSmart

Wherever you buy from,

you receive cashback to get something else

When you make monthly purchases of at least 1500 Lei with the UniCredit Bank card, you get 4% cashback*.

Have you ever thought about how it would be to receive money back in your account regardless of where you shop?

Now, UniCredit Bank helps you find out.

Request a debit card attached to the current account opened at us (you do not have a debit card issued by UniCredit Bank or a request for such a card at the beginning of campaign), enroll in the ShopSmart program from Mobile Banking until 30.06.2024, activate the offer and make monthly payments at merchants (POS & online) worth at least of minimum 1,500 Lei! For this you can earn 4% cashback* back into your account, from the 1,500 Lei spent monthly.

Important! In order to be valid, the offer must be activated every month.

You can get 4% cashback*** maximum 3 times (1 per month).

Every month, at the date of offer activation in ShopSmart, is restarted the monitoring of 1,500 lei transactions with your UniCredit Bank debit card at merchants.

The campaign is valid for up to 3 months from the date of your enrollment in ShopSmart during campaign period 01.04-30.06.2024.

Apply now for a debit card from UniCredit Bank.

Moreover, you have the opportunity to use the ShopSmart offers, which means that the cashback percentages are accumulated, and therefore you earn an even greater amount of money until the end of the month, following the one in which you have made the transaction. The 4% cashback can be combined with the cashback percentages from other ShopSmart offers, only for the payments made with the debit card requested and received during the campaign.

“MyCashback” offer is available if you acquire a debit card associated with your account between 01.04-30.06.2024, enroll in ShopSmart Benfits Program in the same period and monthly activate the offer.

In order to enjoy all the offers from ShopSmart, follow the steps below:

1. Press the Offers button and access the ShopSmart menu

2. Accept the program regulations, the GDPR Note, and then press the Next button

3. Confirm the activation by pressing the I understand button

4. Use the UniCredit card** for the payment of the purchases

The campaign is valid for 3 months from the moment you enroll in the ShopSmart program, between January 3 and March 31, 2023.

Find out everything about the ShopSmart cashback program

View the program

* Period for debit card issuing and enrolling in ShopSmart Benefits Program: 01.04-30.06.2024; Period for granting cashback: 01.04-31.08.2024 Period for cashback payment: the month following the one in which the eligibility condition was met (minimum 1,500 lei transactions at merchants/month).

** Campaign addressed to individuals above 18 years old, who do not have a debit card/applied for a debit card at UniCredit Bank at the beginning of campaign and are not enrolled in ShopSmart Benefits Program. Campaign period 01.04-30.06.2024.

*** 4% cashback from the total value of the transactions, maximum 60 Lei/calendar month. The cashback is granted for a volume of transactions made with the debit card at merchants (POS and online) of at least 1,500 Lei (cumulative payments) in the calendar month, between offer activation date and the end of the respective month. Period for cashback calculation: offer activation during the month – end of that month. Not considered in the scope of campaign: payments in gambling categories (casino, betting, lottery), as well as payments to accounts opened at financial institutions or Fintechs.

**** You must be over 18 years old, have a current account in RON, EUR, USD or GBP opened at UniCredit Bank and a primary debit/credit card issued by the bank or have a primary credit card issued by UniCredit Consumer Financing. You can also participate in the ShopSmart cashback program if you have a Menu Card issued by UniCredit Bank and have a current account in Lei opened at the bank.

Wherever you buy from,

Activate now Mobile Banking

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Mobile Banking