Star transactional offer

Transactional offer STAR

Discover our current account offer!

Today you want to be about you. And it's about you!

For every desire, you have a bank account that helps you accomplish your plan.

Discover the new transactional current account offer STAR, your everyday partner for your banking operations, as well as the eligibility conditions for the offer.

The advantages of STAR offer

You have ZERO administration fee for one current account in Lei, 1 current account in Euro and 1 in USD.
You have ZERO fee for credit transfer - interbank payments in Lei to any bank in Romania, through Mobile Banking & Online Banking*.
You have ZERO fee for interbank incomings in Lei and for interbank payments by direct debit in Lei.
You benefit from ZERO fee for cash withdrawals in Lei at the ATMs of UniCredit Bank, Euronet and other banks in Romania through the debit card included in the offer (also applicable for supplementary cards attached to it).
You benefit from ZERO fee for cash withdrawals in foreign currency from ATMs in the networks of the UniCredit Group and other banks abroad and cash withdrawals in Euro from the multifunctional BNAs in Romania of UniCredit Bank, through the debit card included in the offer (also applicable for supplementary cards attached to it).

When you have a Mastercard Gold debit card, you benefit from included insurance services, without additional costs and without meeting the eligibility criterias:

free travel insurance when you travel abroad.
mobile phone and smartwatch insurance. Details here.
insurance of electronic and household appliances. Details here.
online medical assistance Doctor Chat. Details here. If you are interested, you can send us an e-mail at ROUCBInsuranceHO@unicredit.ro.

See below complete details about the operations and services included in STAR offer.

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1 current account in Lei, 1 current account in Euro and 1 current account in USD with ZERO administration fee.
A physical or virtual Mastercard Gold main debit card, with a monthly administration fee of 10 Lei or a physical Mastercard Standard main debit card, with zero provision (administration) fee **.
Up to 5 Mastercard Standard virtual debit cards attached to the Lei or Euro account.
Interbank incomings in Lei and interbank credit transfer – interbank payments in Lei to any bank in Romania via Mobile Banking and Online Banking*, including standing order, with ZERO fee.
Interbank direct debit payments in Lei.
Cash withdrawals in Lei from the ATMs of UniCredit Bank, Euronet and other banks in Romania, through the debit card included in the offer, with ZERO fee (also applicable for supplementary cards attached to it).
Cash withdrawals in foreign currency from ATMs in the networks of the UniCredit Group and other banks abroad¹ and cash withdrawals in Euro from the multifunctional BNA in Romania of UniCredit Bank, through the debit card included in the offer, with ZERO fee (also applicable for supplementary cards attached to it).

You have ZERO fee for the operations and administration of the products & services included in the offer, with the fulfillment of the eligibility conditions:

you have a monthly inflow of min. 5,000 lei (or equivalent in foreign currency) in the current account or min. 100,000 Lei (or equivalent in foreign currency) in savings and investments and
you make at least one monthly payment with a physical or virtual debit card at merchants (POS or E-commerce).

If you opt for a physical or virtual Mastercard Gold debit card, a debit card provision (administration) fee of 10 Lei/month applies.

Inflow means any amounts coming from salary, pension, self-employed, rent, daily allowance or other legitimate sources of this type, e-Commerce transactions through the "Add money" option available in Mobile B@nking, being considered eligible inflow.

This type of income are not considered eligible: amounts received in savings accounts, amounts transferred between own accounts, opened in the name of the client at UniCredit Bank, amounts deposited in cash at the bank’s tellers or at BNA cash machines, amounts from matured deposits and/or from the related interests, the amounts from loans granted by the Bank. The minimum eligible income corresponding to the offer can be recorded in any current account held by the client at UniCredit Bank.

If for one month, you do not cumulatively meet the eligibility conditions for any of the transactional offers, after the 10th of the following month you will be transferred on the bank's Standard Offer. Details and particulars regarding switching from one offer to another or to standard conditions here.

APPLY

Discover how you can benefit from all the advantages of the debit cards in our offer.

See the advantages of our debit cards.

¹In the case of cash withdrawals abroad, the operators of the ATMs used may charge additional fees. Before authorizing the transaction, please, read carefully the messages displayed on the ATM screens, to make sure that you have taken note of the cash release conditions in such cases .

* Online Banking – Internet Banking service.

** The commission for the provision (administration) of the first Mastercard Standard debit card is currently 0 (zero) without having to fulfill the eligibility conditions mentioned above, according to the Bank's standard offer.

Transactional offer STAR

Transactional offer STAR

Today you want to be about you. And it's about you!

Activate now Mobile Banking

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