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POS & e-Commerce

Collect the money for the products or services offered by your business by paying with a Visa or Mastercard card.
Thus, your customers can pay safely and comfortably, and their satisfaction will be felt in the long term.

Card payment acceptance on POS is a complete and secure payment solution that helps you improve your business activity.

Based on our experience with credit card payments, we have developed solutions that are safe, fast, efficient, modern, and easy to implement into any activity.

 

Learn more about the benefits of accepting payments on a POS.

 

We help you develop your business by means of the following services: 

Discounts program

Through services purchased with a credit or debit card on UniCredit Bank POS’s installed at your stores, clients can get discounts starting from 5% for the purchased product. See more details on Discountry.

You can establish your own discount rate. Your company will benefit from an increase in clientele, an increase in sales, and brand association between the company and the bank.

Installment payment

For each payment made on a POS, clients can pay in equal monthly installments without interest, thus providing the cardholder an additional reason to shop more.

Installment payments will be integrated on POS terminals by UniCredit Bank automatically, remotely, and without any additional cost or further developments on your part.

Benefit! Marketing promotion of the partnership on the bank's dedicated website: https://www.discountry.ro and and tailor made campaigns agreed with the bank.

Important! All you have to do to receive the benefits of an Installment payment program is sign an addendum to your Payment acceptance Contract.

Cash Back - Cash withdrawal service at POS

This service allows your clients to withdraw cash directly at the POS (up to 150 lei per transaction) when they pay with their Visa or MasterCard card.

 

The Cash Back POS service helps you reduce cash handling costs: processing, secure transportation and bank deposit. Moreover, this service is a useful tool in securing client loyalty given that few companies currently offer it. 

The amount of cash dispensed is automatically taken from the cardholder’s account and then is credited to your company’s account at no additional fees.

  • Cash Back transactions at POS can be made with any card that has activated this service (regardless of the issuing bank);
  • Customers can only withdraw cash when they make a purchase;
  • Stickers / flyers will be provided at the installation of the POS in order to signal the service;
  • Industries where this service is suitable: supermarkets, gas stations, convenience stores, pharmacies, etc.

Important!  There are no additional fees for your company regardless of the amount of cash released by the POS (fees are only applied to the purchasing value).

Contactless acceptance

Through the use of contactless technology such as MasterCard’s Paypass or Visa’s Paywave, clients can make fast payments under 100 lei by simply sliding their card over the POS. These services allow clients to pay without entering their PIN code or signing the invoice and significantly reduce time spent at the cash register. 

Single credit service for all POS transactions

As a customer, you can choose to see all POS transactions as two lines, total value of transactions and total fees charged at merchants/workstations/POS levels, through your bank account.

Accepting card payments module

There has been a new development within the Business Net application (both Basic and Professional versions) called “accepting card payments module". This new service allows you to access current information regarding your banking terminals (POS/imprinter), as well as transactions carried out at your store. The information regarding the transaction in stores can be exported to a CSV file for further processing.

Interested about the SME packages? Learn more about packages here. 

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A mobile business, able to adapt to the reality of daily activities and its customers at any time and place, needs an efficient, accessible and mostly digital payments solution. Therefore, for your business based on mobility – couriers, cab, food delivery, mobile stands – we created a fast, comfortable and secure cards acquiring solution: UniCredit SoftPOS.

UniCredit SoftPOS application converts your Android device into a POS and thus helps you to accept cards payments wherever you are, transactions being secured to the same standards as in the case of a standard POS.

 

UniCredit SoftPOS particularity:

  • Secure mobile application installed on a device with Android operating system (starting with version 8.0) and contactless reader (NFC), that can be downloaded free of charge from Google Play;
  • UniCredit SoftPOS application will be used for contactless transactions with Visa and Mastercard logo and allows PIN entry where it is necessary;
  • Cardholders are able to receive the receipt via e-mail or scan the QR code from the merchant's app;
Installment payment

For each payment made on a softPOS, clients can pay in equal monthly installments without interest, thus providing the cardholder an additional reason to shop more.

Installment payments will be integrated on softPOS terminals by UniCredit Bank automatically, remotely, and without any additional cost or further developments on your part.

Benefit! Marketing promotion of the partnership on the bank's dedicated website: https://www.discountry.ro and and tailor made campaigns agreed with the bank.

Important! All you have to do to receive the benefits of an Installment payment program is sign an addendum to your Payment acceptance Contract.

Enjoy a solution that really suits you, whether your business already has a website you are still developing or a complex website with which you deal with large volumes.

YOU ENJOY ADVANTAGES ON A COMPETITIVE AND GROWING ONLINE MARKET:

 

SECURITY

3DS payments

VISIBILITY

in online and social network

SIMPLICITY

Plug and Play integration or shopping cart options

 

RAPIDITY

advanced transactions verification

MOBILITY

management with a mobile application 

INNOVATION

modular solution allowing rapidity in integration

 

Our modular e-Commerce solution, based on innovation, is specially created for you and your needs.

The two modules, eGenius and eGeniusWEB help you to grow your business regardless of type and its level, as you want every day.

eGenius

eGenius e-Commerce module is the solution adapted to your business, simple to integrate with the most used shopping carts and ready to support its sustainable growth.

With eGenius it is easier to enjoy many benefits as follow:    

  • API integration or plug and play integration with the most used shopping carts;
  • Dedicated support for you and your business for fast and efficient integration;
  • Secure payments through 3DSecure;
  • The possibility to check at any time you want the transactions without making the buying process difficult;
  • An advanced, flexible and intuitive monitoring platform that can generate complex reports and provide easy integration with accounting solutions.
eGeniusWEB

eGeniusWEB e-commerce module is the ideal solution for start-ups and growing businesses. It is provided with innovative features that can help you build the foundations for a stable and sustainable growth. In addition, it has a predefined website template that allows you to customize things as you wish.

With eGeniusWEB you enjoy many benefits as follow:

  • The possibility to check at any time you want the transactions without making the buying process difficult, including from the dedicated mobile application;
  • Integrated share option on social platforms (Facebook, Twitter);
  • Integrated website, which only needs to be personalized and updated with your products without development costs, simple and fast;
  • Plug and play integration with the most used shopping carts;
  • Dedicated support for you and your business for fast and efficient integration;
  • Secure payments through 3DSecure;
  • The option of issuing electronic invoices and sending them by e-mail.
Commissions and payment acceptance rules
  • The card payment acceptance entails that the accepting Bank pays some fees to the card issuance Bank. This commission is named Interchange;
  • The acceptance bank UniCredit Bank pays in addition to the other fees to the Visa and MasterCard international card schemes;
  • The fees and rules for card payment acceptance can be found on the following websites:
    Mastercard  
    Visa
  • For additional information & fees and commissions, you can contact us at cashmanagement@unicredit.ro or through your Relationship Manager.

 

Look for the following 3D secure logos:

UniCredit Bank’s E-Commerce service accepts payments from cards embossed with the following logos: 

Installment payment

For each payment made online, clients can pay in equal monthly installments without interest, thus providing the cardholder an additional reason to shop more.

Installment payments will be integrated via e-Commerce terminals by UniCredit Bank automatically, remotely, and without any additional cost or further developments on your part.

Benefit! Marketing promotion of the partnership on the bank's dedicated website: https://www.discountry.ro and and tailor made campaigns agreed with the bank.

Important! All you have to do to receive the benefits of an Installment payment program is sign an addendum to your Payment acceptance Contract.

APPLY NOW!

UniCredit Bank is the provider of payment acceptance services in the online stores created by Sellavi.

Sellavi is a platform where entrepreneurs from any field can create online stores to take their business to the next level with easy and convenient solutions, having now also integrated the payment acceptance service provided by UniCredit Bank.

Sellavi platform has a powerful software, equipped with modern and efficient e-commerce tools, which provides your online business with successful growth and development.

Why you should set up your online store with Sellavi

Quick and easy online payments

Connect a virtual terminal for free to safely receive payments online, in real time with UniCredit Bank's payment acceptance solution.

One-click delivery

Sellavi offers integrated delivery services and a built-in option for adding personalized delivery methods, accessible with a single click from the personal administration panel.

Hosting and security

Your online store will work flawlessly with unlimited hosting and a free SSL (Secure Sockets Layer) certificate that offers speed and security for your customers, all offered by Sellavi.

Focus on mobile sales

Manage your business easily from your mobile and offer a better shopping experience with a design that automatically adapts to the user's device.

Complete integration

You have built-in tools for marketing, sales and business process management that provide a successful launch for your e-commerce business.

24/7 technical support

The team of Sellavi specialists is ready to help you with any questions and problems via chat, phone or e-mail. Helpful articles are also available.

Connect your own domain

Purchase a new domain or transfer an existing one quickly and easily through the Sellavi platform.

SEO (Search Engine Optimization)

Improve the Google ranking of your online store with the best and most modern built-in SEO tools.

Process description

1. Create your online store

2. Choose the design and upload your products

3. Connect your domain, online payments through UniCredit Bank e-Commerce* and delivery methods

4. Start selling

CREATE YOUR ONLINE STORE

 

Current Account

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*In order to accept online payments through UniCredit Bank e-Commerce, you must have a current account open at the bank.
If you want to be contacted, access the button - APPLY NOW - and fill out the form.

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