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MICRO Package

from UniCredit Bank

IMM Package Mobile

IMM Package from UniCredit Bank

Apply now for MicroStar

Choose the right MICRO current account package for your business

 

 
  MicroStar Creative
 
  45 lei/month Free

 

For legal entities with annual
turnover < 1 million EUR

 

For legal entities (including start-ups) with annual turnover <  0.5 million EUR, self-employed, PFA and NGOs

Products and services

 

 

Current account in lei

2 accounts

1 account

Current account in EUR (and/or USD)

2 accounts

 1 account
Debit card

Mastercard Business Gold
Mastercard Business Silver

Mastercard Business Silver
Internet & Mobile banking

BusinessNet Basic / Professional with Mobile Token & Business Mobile

BusinessNet & Business Mobile
 

Transactions

 

 
Receipts in Lei and currency by payment order
Payments through BusinessNet  from your main account Intrabanking Lei and Currency
Interbanking Lei  Maximum 10 transactions/month Maximum 2 transactions/month
Cash withdrawals in Lei / month at UniCredit Bank/UniCredit Group ATMs and at Euronet Romania ATMs
Maximum 3 transactions
Automatic transactions through Self Service 
Info SMS
-
Direct debit with UniCredit Bank partners
 

Other benefits

 

 
Cash Back* -
 

 

 

Need more options in your current account package? No problem!

 

MicroStar current account package extras

Unlimited interbank electronic payments in Lei from accounts included in the current account package** -> 55 Lei/month

Unlimited interbank electronic payments in foreign currency from accounts included in the current account package** -> 65 Lei/month

Payments and receipts in Lei with cheques and promissory notes from/in the accounts included in the package** -> 100 Lei/month

Unlimited withdrawals with the main debit card included in the current account package from any ATM in Romania -> 120 Lei/month

Additional current accounts in Lei and currency (EUR, USD, HUF, CHF or GBP) -> 12 Lei/month

 

cont curent GeniusIMM
 

 

 

In addition, by choosing the MicroStar current account package, you will benefit from dedicated fees according to the Bank's List of Fees and interest rates and for the POS Offer, consisting of transactions related to the sale of goods and/or services through POS terminals.

In case of new clients (without products/services held at UniCredit Bank) who purchase the MicroStar package, the query fee in the Trade Register database is zero and is applied only once, at the opening of the business relationship.

Apply now for MicroStar

cont curent Pachet Creativ

 

Creative current account package extras

BusinessNet Professional (Learn more about the BusinessNet application) ->
18 Lei/month

Additional current accounts in lei and currency (EUR, USD, HUF, CHF or GBP) ->
12 Lei/month

 

 

In addition, if you have the Creative Current Account package, you can receive CashBack, i.e. the monthly return of a portion of the bank fees charged to your account, as follows:

 6 LEI if you have a credit turnover between 10.000 EUR (inclusive) and 20.000 EUR in the previous month, through UniCredit Bank accounts;

 9 LEI if you have a credit turnover between 20.000 EUR (inclusive) and 30.000 EUR in the previous month, through UniCredit Bank accounts;

 15 LEI if you have registered in the previous month a credit turnover higher than 30.000 EUR (inclusive), through UniCredit Bank accounts.

Apply now for Creative Package

 

More reasons to choose the MICRO current account package from UniCredit Bank

 

 

Optimised transaction costs

 

A wide range of products and services for your current business

 

Services adaptable and optimised to the specifics of your business

How do I apply for an MICRO current account package?

You can apply online and we will contact you as soon as possible, you can call the Info Center (phone number +40 21 200.20.20) or you can visit one of the UniCredit Bank branches.

How do I get my debit card and PIN?

The debit card will be collected from the UniCredit Bank unit where you have completed the application, as soon as the Bank informs you that it has been issued and is available for collection. The additional card will be collected by the cardholder, not by the account holder. The PIN code will be defined by the Cardholder/User over the phone by calling the Info Center (24-hour service) on *2020 (normal rate call in Telekom Romania, Vodafone, Orange, RCS&RDS mobile networks) or +40 21 200.20.20 (normal rate call in Telekom Romania fixed network) and following the instructions of the answering machine.

Can I have more than one UniCredit Bank package?

You cannot hold more than one UniCredit Bank package. If you already have a package and you choose another type of package from the Bank's offer, the package you hold will be closed when the new package is opened.

Can I request to close the package but not the products included in it?

You can continue to benefit from the products and services you own after closing the package. For products and services remaining active after the package closure, you will pay the standard price applicable to each individual product/service held, according to the list of Fees and Charges in force at the time of the package closure. There is no fee for closing your package.

Can I purchase other products not included in the package?

You have access to all UniCredit Bank products dedicated to the SME segment, which can be purchased separately from the package you own

Support Card

For any information related to the company card, as well as in emergency situations you can contact Info Center at +40 21 200.20.20 (normal rate call in Telekom Romania fixed network) or *2020(normal rate call in Orange, RCS&RDS, Telekom Romania, Vodafone mobile networks).

Security

The BusinessNet application offers a high level of security through an authorization system based on user-generated codes, using special security devices: Digipass and Mobile Token.

Transactions abroad

If you travel abroad, you can also withdraw cash from UniCredit Group ATMs in the following countries: Italy, Austria, Germany, Bosnia-Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine, free of charge, up to 3 commission-free transactions.

Self Service Operations

Self Service machines provide you with the services you have at the counter: you can deposit or withdraw money, exchange currency, change your PIN and pay bills. Self Service, together with BusinessNet, gives you 24-hour access to your company accounts.

*Monthly return of a portion of the bank fees charged to your account as follows:

✓ 6 LEI if you have a credit turnover between 10.000 EUR (inclusive) and 20.000 EUR in the previous month, through UniCredit Bank accounts;

✓ 9 LEI if you had a credit turnover between EUR 20,000 (inclusive) and EUR 30,000 in the previous month, through UniCredit Bank accounts;

✓ 15 LEI if you have registered a credit turnover of more than 30.000 EUR (inclusive) in the previous month, through UniCredit Bank accounts.

**The fees and discounts refer exclusively to commissions charged by UniCredit Bank. They do not apply to the Sent/ ReGIS commission, i.e. the correspondent bank commission. For products or services that are not included in the package, standard fees and commissions apply according to the list of commissions and rates in force.

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