Business Accounts and Packages

MICRO Package

from UniCredit Bank

IMM Package from UniCredit Bank

Choose the right MICRO current account package for your business


		MicroStar	Creative

		45 lei/month	Free*
		For legal entities with annual turnover < 1 million EUR	For legal entities (including start-ups) with annual turnover < 0.5 million EUR, self-employed, PFA and NGOs
Products and services
Current account in lei		2 accounts	1 account
Current account in EUR (and/or USD)		2 accounts	1 account
Debit card		Mastercard Business Gold Mastercard Business Silver	Mastercard Business Silver
Internet & Mobile banking		BusinessNet Basic / Professional with Mobile Token & Business Mobile	BusinessNet & Business Mobile
Transactions
Receipts in Lei and currency by payment order
Payments through BusinessNet from your main account	Intrabanking Lei and Currency
	Interbanking Lei	Maximum 10 transactions/month	Maximum 2 transactions/month
Cash withdrawals in Lei / month at UniCredit Bank/UniCredit Group ATMs and at Euronet Romania ATMs			Maximum 3 transactions
Automatic transactions through Self Service
Info SMS			-
Direct debit with UniCredit Bank partners
Other benefits
Cash Back**		-

Need more options in your current account package? No problem!

MicroStar current account package extras

Unlimited interbank electronic payments in Lei from accounts included in the current account package*** -> 55 Lei/month

Unlimited interbank electronic payments in foreign currency from accounts included in the current account package*** -> 65 Lei/month

Payments and receipts in Lei with cheques and promissory notes from/in the accounts included in the package*** -> 100 Lei/month

Unlimited withdrawals with the main debit card included in the current account package from any ATM in Romania -> 120 Lei/month

Additional current accounts in Lei and currency (EUR, USD, HUF, CHF or GBP) -> 12 Lei/month

In addition, by choosing the MicroStar current account package, you will benefit from dedicated fees according to the Bank's List of Fees and interest rates and for the POS Offer, consisting of transactions related to the sale of goods and/or services through POS terminals.

In case of new clients (without products/services held at UniCredit Bank) who purchase the MicroStar package, the query fee in the Trade Register database is zero and is applied only once, at the opening of the business relationship.

Apply now for MicroStar

Creative current account package extras

BusinessNet Professional (Learn more about the BusinessNet application) ->
18 Lei/month

Additional current accounts in lei and currency (EUR, USD, HUF, CHF or GBP) ->
12 Lei/month

In addition, if you have the Creative Current Account package, you can receive CashBack, i.e. the monthly return of a portion of the bank fees charged to your account, as follows:

6 LEI if you have a credit turnover between 10.000 EUR (inclusive) and 20.000 EUR in the previous month, through UniCredit Bank accounts;

9 LEI if you have a credit turnover between 20.000 EUR (inclusive) and 30.000 EUR in the previous month, through UniCredit Bank accounts;

15 LEI if you have registered in the previous month a credit turnover higher than 30.000 EUR (inclusive), through UniCredit Bank accounts.

Apply now for Creative Package

More reasons to choose the MICRO current account package from UniCredit Bank

Optimised transaction costs

A wide range of products and services for your current business

Services adaptable and optimised to the specifics of your business

Frequently asked questions

How do I apply for an MICRO current account package?

You can apply online and we will contact you as soon as possible, you can call the Info Center (phone number +40 21 200.20.20) or you can visit one of the UniCredit Bank branches.

How do I get my debit card and PIN?

The debit card will be collected from the UniCredit Bank unit where you have completed the application, as soon as the Bank informs you that it has been issued and is available for collection. The additional card will be collected by the cardholder, not by the account holder. The PIN code will be defined by the Cardholder/User over the phone by calling the Info Center (24-hour service) on *2020 (normal rate call in Telekom Romania, Vodafone, Orange, RCS&RDS mobile networks) or +40 21 200.20.20 (normal rate call in Telekom Romania fixed network) and following the instructions of the answering machine.

Can I have more than one UniCredit Bank package?

You cannot hold more than one UniCredit Bank package. If you already have a package and you choose another type of package from the Bank's offer, the package you hold will be closed when the new package is opened.

Can I request to close the package but not the products included in it?

You can continue to benefit from the products and services you own after closing the package. For products and services remaining active after the package closure, you will pay the standard price applicable to each individual product/service held, according to the list of Fees and Charges in force at the time of the package closure. There is no fee for closing your package.

Can I purchase other products not included in the package?

You have access to all UniCredit Bank products dedicated to the SME segment, which can be purchased separately from the package you own

Good to know

Support Card

For any information related to the company card, as well as in emergency situations you can contact Info Center at +40 21 200.20.20 (normal rate call in Telekom Romania fixed network) or *2020(normal rate call in Orange, RCS&RDS, Telekom Romania, Vodafone mobile networks).

Security

The BusinessNet application offers a high level of security through an authorization system based on user-generated codes, using special security devices: Digipass and Mobile Token.

Transactions abroad

If you travel abroad, you can also withdraw cash from UniCredit Group ATMs in the following countries: Italy, Austria, Germany, Bosnia-Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine, free of charge, up to 3 commission-free transactions.

Self Service Operations

Self Service machines provide you with the services you have at the counter: you can deposit or withdraw money, exchange currency, change your PIN and pay bills. Self Service, together with BusinessNet, gives you 24-hour access to your company accounts.

*In the case of Legal Entities, companies with registered offices in Romania, established and registered in accordance with the provisions of Law 31/1990 or Foreign Legal Entities and their branches/representatives, regardless of the place of registration, the standard price of the package starting on 03.03.2025 is 0 RON/month for the first 12 months from the opening date of the package, respectively 20 RON/month starting with 13th month.

**Monthly return of a portion of the bank fees charged to your account as follows:

✓ 6 LEI if you have a credit turnover between 10.000 EUR (inclusive) and 20.000 EUR in the previous month, through UniCredit Bank accounts;

✓ 9 LEI if you had a credit turnover between EUR 20,000 (inclusive) and EUR 30,000 in the previous month, through UniCredit Bank accounts;

✓ 15 LEI if you have registered a credit turnover of more than 30.000 EUR (inclusive) in the previous month, through UniCredit Bank accounts.

***The fees and discounts refer exclusively to commissions charged by UniCredit Bank. They do not apply to the Sent/ ReGIS commission, i.e. the correspondent bank commission. For products or services that are not included in the package, standard fees and commissions apply according to the list of commissions and rates in force.

.scroll-down-arrow>.container {display:none;} .scroll-down-arrow .diagonal {display:none;} .scroll-down-arrow {display:none;}MICRO Package

IMM Package Mobile

Choose the right MICRO current account package for your business

More reasons to choose the MICRO current account package from UniCredit Bank

The app you are looking for Business Mobile

MICRO Package

The app you are looking for
Business Mobile