Package GeniusIMM

We know. That's why we offer you GeniusIMM current account package for your business, with:

an advantageous price for the package, 39 RON/month

3 qualified digital certificates** for electronic signature

500 RON* cashback that covers the package’s cost for 1 year

free withdrawals from UniCredit Group ATMs in Romania and abroad

BusinessNet and Business Mobile included in the package

the possibility to customize the package as you want it

+ a relationship manager ready to listen and support you

Sounds good?

In addition, the following are included in the GeniusIMM basic package at the single price of 39 Lei / month:

2 current accounts in Lei and 2 current accounts in foreign currency (EUR or/and USD)
a debit card (Visa Business Gold or Visa Business Silver)
5 interbank payments in Lei via BusinessNet, from the main account included in the package****
withdrawals with debit card included in the package, at UniCredit Bank and UniCredit Group ATMs, as well as at Euronet Romania ATMs
transactions through UniCredit Bank's Self Service (BNA) machines, with the debit card included in the package or barcode
free direct debit with partners with whom UniCredit Bank has contracts in force
Info SMS

Transactional package GeniusIMM is dedicated to legal entities with an annual turnover up to EUR 3 million.

You can customize your basic package by choosing the following extra options***:

Unlimited electronic interbank payments in Lei from the accounts included in the package**** 55 Lei / month

Unlimited electronic interbank payments in foreign currency from the accounts included in the package**** 65 Lei / month

Payments in Lei with cheques and promissory notes and receipts in Lei through debit instruments**** - 100 Lei / month

Withdrawals with main debit card included in the package from any ATM in Romania – 120 Lei / month

Moreover, you should know that, by choosing this package, we also offer you dedicated fees, according to the List of Fees and Commissions of the Bank for:

Additional current accounts in Lei and/or foreign currency (EUR, USD, CHF, HUF sau GBP);
Transactions made at POS.

You also enjoy:

Our customers have also opted for:

BUSINESS MOBILE

Remote banking solution for your company's digital transformation, with zero administration costs.

DETAILS

DIGITAL ELECTRONIC SIGNATURE

You get 3 free digital certificates if you have the GeniusIMM Package.

DETAILS

POS INTEGRATED WITH ELECTRONIC CASH REGISTER AND ACCOUNTING SYSTEM

With the GeniusIMM Package you get 20% discount from the standard price of packages offered by our partners: cash registers with or without management software, which you can integrate with the POS purchased from UniCredit Bank.

DETAILS

WORKING CAPITAL LINE

You have access to money for short-term needs generated by the activity, to cover the gap between earnings and payments, to pay suppliers, utilities or other current expenses.

DETAILS

* Campaign dedicated to legal entities with the annual turnover up to 1 million EUR that don’t own products/services from UniCredit and acquire the package in the campaign’s period. The campaign runs between 1st of February 2023 and 31st of July 2023 and is subject to terms and conditions. The „GeniusIMM - Cash Back” Regulation is available on www.unicredit.ro in SME - Useful documents section and can be provided upon request in any UniCredit Bank branch. Campaign participants, who might receive a prize according to Section 7 of the Regulation, are legal entities with a maximum annual turnover of EUR 1 million as well as Self-Employed, Authorized Individuals and Non-profit legal entities that meet the conditions of the Official Regulation.

** For qualified electronic signature, with cryptographic keys kept in the cloud, issued by Trans Sped SRL, the Bank being the registration authority

*** An extra option can be purchased only together with the GeniusIMM package (cost 39 Lei / month), not separately. Extra options can be combined with each other.

**** The free commissions and discounts refer only to the fees charged by UniCredit. Not applicable for Sent/ ReGIS fees and to the corresponding banks fees respectively. For the products or services which are not included in the package, the standard fees and commissions apply, according to the List of Fees and Commissions in force.

In case of new clients (without products/services from UniCredit Bank) that acquire GeniusIMM package, the interrogation in Trade Register database commission is zero and it is applied only once at the beginning of the business relationship.

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