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Current account, liquidity management, payments and collections

We have developed both standard payment solutions and special collection solutions adapted to your company's activity.

  • You can open accounts in lei and foreign currency dedicated to each division, activity or geographic region, so that you can efficiently monitor certain activities;
  • UniCredit Bank offers the possibility of keeping the current account available without mandatory minimum amount, with interest. Thus, you can benefit from the company's availability for payments and other current operations at any time;
  • The interest is calculated daily and is posted into the account at the end of the month.

For additional information, you can contact us at cashmanagement@unicredit.ro or through your Relationship Manager. 

You can benefit from the following types of payments:

For additional information, you can contact us at cashmanagement@unicredit.ro or through your Relationship Manager. 

For additional information, you can contact us at cashmanagement@unicredit.ro or through your Relationship Manager. 

  • Bank statements MT940 and electronic intermediary reports MT942 – standard format;
  • Bank statements MT940 and electronic intermediary reports MT942– UniCredit structural format;
  • Real-time monitoring method of debit instruments  (by means of BusinessNet);
  • Acceptance mode upon card payment (the transactions performed by means of POS and Imprinter terminals can be seen by traders directly from the electronic application BusinessNet);
  • The monitoring file of the debit instruments rendered upon collection;
  • Other special solutions – solutions can fluctuate from structural bank statements until special reconciliation files for collections via POS terminals. 

For additional information, you can contact us at cashmanagement@unicredit.ro or through your Relationship Manager. 

Solutions for effective domestic and cross-border concentrations of liquidites within the UniCredit Group for holding companies and/or groups of companies:

Cash Sweeping

Cash sweeping is, in other words, the concentration of solutions between the current accounts of the same company. You can benefit from the following possibilities:

  • Zero balancing – positive/negative balances are transferred/ covered into/from the main account at the end of the day (balance at the end of the day in the participating accounts will be zero);
  • Target balancing – the participating accounts shall have a balance at the end of the day that equals the amount pre-established following the transfers into/from the main account;
  • Reverse balancing – transfers are performed at the end of the day (the balance will be zero for the participating accounts) and their reversal shall be performed in the morning of the second day.

For additional information you can contact us at the following address cashmanagement@unicredit.ro or through your account officer. 

Cash Pooling

UniCredit Bank offers a wide range of efficient solutions for the concentration of liquidity. These represent non-standard operation services on mandate based customer accounts for holding companies or/and groups of companies, that aim to manage the movement of assets and of the group/holding companies available liquidity (treasury operations).

Our bank provides effective domestic and cross border cash pooling solutions within the UniCredit Group. Each concentration request for liquidities shall be discussed in detail with you in order to establish the most suitable solution for your company in regards to account structure, currency involved, etc.

UniCredit Bank advises the group of companies to request legal and fiscal guidance on tax implications, as well as on accounting inclusion and legal capacity to participate in such structures. 

For additional information you can contact us at the following address cashmanagement@unicredit.ro or through your account officer. 

Our pan-European leading banking network, with more than 8,500 branches, offers the most modern banking services in over 17 countries. Through dedicated Cross Border Relationship Management, we are able to organize our customers' banking relationships in multiple countries, so that they receive the same quality of service abroad as they do at home.

 

Our top tier experts as well as the 4,400 parter banks worlwide contribute in developing and sustaining these innovative solutions. Everything is done in the easiest way possible: your local Relationship Manager is your unique point o access in the UniCredit network.

A client of UniCredit Cross Border has a special status, and:

 

Our Cross Border client has a special status:

  • Enjoys special treatment in the UniCredit Group;

  • Receives favorable offers based on the effective management of cross border activities;

  • Can quickly and efficiently access unique business opportunities through our range of innovative services.

ADDITIONAL INFORMATION

 

APPLY NOW!

 

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