In line with market trends, social commitment to the environment and energy saving, as well as the needs and interests of our customers to purchase energy efficient houses, we have developed the Green Mortgage Loan.

At UniCredit you can benefit from a reduced interest rate, under the terms of the offer, when purchasing a completed building/dwelling, built after 01.01.2000, included in energy efficiency class A or B +, according to the energy efficiency certificate.

Details on Green Mortgage Loan

What exactly do you get?

Reduced interest rate for the purchase of a building/dwelling built after 01.01.2000, included in energy efficiency class A or B +, according to the energy efficiency certificate, under the terms and conditions of the offer.

What is the energy performance certificate?

The energy performance certificate is a document containing information on the energy efficiency of a building, like the amount of energy consumed for heating, hot water, artificial lighting, ventilation and air-conditioning.

All buildings newly built after 2010 or buildings for which modernization works have been carried out to increase energy performance have an energy performance certificate. The energy performance certificate can be drawn up by an energy auditor certified by the Ministry of Development, Public works and Administration and is valid for 10 years.

How can I obtain a copy of the energy efficiency certificate?

• From the building constructor;
• From the municipality;
• You can find it in the technical documentation of the construction;
• It can be obtained upon request and evaluation by an energy auditor for buildings, certified by the Ministry of Development, Public works and Administration.

Did you know that some Local Councils may decide to grant exemption or reduction of due tax on buildings where owners have carried out at their own expense intervention work to improve energy performance?

If the Local Council where the of property is located has decided to grant this facility, the exemption or reduction of the tax shall be granted on the basis of the minutes of acceptance, drawn up in accordance with the law, on completion of the works, establishing the achievement of the intervention measures recommended by the energy auditor in the energy performance certificate or, where applicable, in the energy audit report. The exemption or reduction from the payment of tax on buildings shall apply from January 1^st of the year following that in which the person submits the supporting documents.